Seller credit for rate buy-down with acceptable offer! The Bornquist model, impressive 3 finished levels, a craftsman-style home in the Regency Section at Two Rivers, an amenity-rich 55+ community! This gorgeous home has all the bells and whistles. It is meticulously maintained with premium design features and thoughtful selections. Spacious and open floor plan. 4 bedrooms, plus an office, plus a bonus room over the garage (possible 5th bedroom) and 4 bathrooms. The main level greets you with beautiful hickory flooring, 10ft ceilings, natural light that flows into the large windows as well as overhead recessed lighting. The office has glass panel French doors, transom windows above, shelving with lighting, upgraded wiring and a closet that is pre-wired for your convenient yet hidden electronics. The kitchen is open to the dining area and the family room which provides a large, combined space for ease of entertaining, yet still feels comfortable and welcoming as individually designed spaces. The kitchen layout is a Chef's dream with quartz countertops, an oversized island, pendant lighting, a five-burner natural gas cooktop, wall oven, pantry and walls of cabinets/countertop space with a tile backsplash. Additional architectural design features include windows above the cabinetry. The family room has a tray ceiling, a natural gas fireplace flanked with built-in shelving. The space flows to the screened porch and continues to the outdoor deck. Low maintenance decking and vinyl railings are appealing in these outdoor spaces. The main level owner's suite has an additional bump out with vaulted ceiling for a sitting area. The tray ceiling gives an even higher, more open design element to the room. The owners bathroom has two separate granite topped vanities, a private water closet and an oversized shower with multiple shower heads as well as a large walk in closet. In the hallway there is another large bedroom as well as a full bathroom with granite, tile and glass shower doors. Take note of the built-in coat rack and cubbies which have been tastefully designed and placed near the garage access. The Laundry room has quartz countertops, cabinetry, side-by-side washer and dryer, a white sink, and of course, another window for natural light. The waterfall staircase invites you to the upper level where you will find an open loft space, a 3rd bedroom with en-suite bath and a large bonus room over the garage. The lower level is bright and open and offers many possibilities! Extra windows and a newer Andersen sliding glass door to walk out to the newer paver walkway and sitting area/table space. You won't feel like you are in a basement - bring your pool table, create a home gym, set up a big screen to watch your favorite shows - there is space for it all! You even have another bedroom/bath on this level. The outdoor spaces incl the sealed driveway, buried downspouts, flagstone walkway, a charming front porch and metal roof accents. The HOA will clear snow from the main sidewalk, mow your lawn and maintain the front mulch. Add'l features include a 2-car garage w/ epoxy flooring and finished walls, a security system, Nest thermostat, a Ring doorbell camera, motion sensor lighting on the stairs and a natural gas on demand water heater. Rooms pre-wired for ceiling fans. Community amenities include indoor heated and outdoor resort-style pools, yoga studio, group fitness room, pickle ball/tennis/basketball courts, bocce ball, fire pit, walking/jogging/biking trails, dog park, 180-acre park and community garden. The clubhouse has a ballroom, conference area, private liquor lockers, ping pong/pool tables and lounge . Reserve space for your private events! You are just a few minutes from multiple grocery stores, shopping, restaurants and easy access to Annapolis, Baltimore, and D.C. Only one resident must be 55+. SF on tax record may not include 14x22 bonus room on upper level.